[Rob Thompson] This could be Mayzod (May) Lydia Pepin (1882-1949), born in District Memorial Hospital in Gillingham, Kent. Her father was Francis Pepin, whose family came from Jersey, and her mother was Maria Ann Chadwick, from Leeds. She was my great aunt. She did marry a Herbert Neech, and they apparently lived in the Croydon area.
Source : Robert Neech Family Tree from Evalyn, email from Robert Thompson